{Free Printable!} Save Money With This Christmas Budget Printable

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Festive image featuring a "Christmas Budget Worksheet" promotion. It shows gift boxes with red ribbons, Christmas decorations, cash, and a message offering a free printable from theglossynest.com.

Dreading spending money this holiday season? Concerned about spending too much on Christmas? This Christmas budget printable is what you need to keep your Christmas finances on track.

There’s always so much to do for Christmas. And so much to buy!

A Christmas budget planner sheet on a wooden table decorated with pine branches, pinecones, and a small reindeer ornament. The sheet has columns for category, item, budget amount, and amount spent.

Now I like to spend at the holidays just as much as the next person.

But if you’re not careful, the spending can really add up. Who wants to start the new year with debt from Christmas? Not me.

A few years ago, I decided I wanted to get more prepared for Christmas spending. I wanted to feel like I was on top of things, instead of just winging it and hoping I had enough money to cover my expenses.

A Christmas budget worksheet lies on a dark surface, adorned with decorative ornaments, pine cones, and candy canes. A small wrapped gift is nearby, enhancing the festive theme.

I started by creating a simple Christmas budget list for myself. And you know what? It really helped!

It’s not anything fancy or complicated. But this simple Christmas budget template kept me out of debt and feeling like I had a plan for my holiday spending.

Today, I want to share this Christmas budget printable with you.

Free Download – Christmas Budget Printable

Keep your spending in check while still enjoying the Christmas season!

Christmas budgeting doesn’t have to be hard or complicated.

It’s best to start by making a simple list of what you plan on spending. Then track what you actually spent on Christmas items. This Christmas budget tracker printable will help you do just that!

Festive Christmas budget planner on a table with sections for category, item, budget amount, and amount spent. Decorative ornaments adorn the page. Nearby are pine branches, a candy cane, and a star ornament, creating a holiday atmosphere.

To get your free copy of the Christmas budget printable, leave your name & email in the form below, then click the button:

It’s a Christmas budget sheet in PDF format that you can download straight from you email inbox. Print it out at home or use a professional printing service.

Christmas Budget List

Trying to figure out what to put on your Christmas budget list? Consider these categories:

Christmas Decorations
Christmas Cookies & Baking
Christmas Meals
Christmas Travel
Christmas Cards
Christmas Traditions
Christmas Party

My Christmas budget template has a column for category, so you can keep track of different types of Christmas spending.

A Christmas budget planner is on a wooden table surrounded by festive decorations, including a wrapped gift, red and gold ornaments, and evergreen branches.

What is a good Christmas budget to strive for? That mostly depends on your financial situation.

Many experts recommend spending no more that 1-2% of your annual take home pay on Christmas. So if your household brings in $50,000 per year after taxes, retirement contributions, etc. you might spend between $500 – $1,000 on Christmas.

For more details about how to create a good Christmas budget & avoid spending mistakes, check out this post: Christmas Budget Planning Mistakes – How To Stop Christmas Overspending

A Christmas budget planner on a wooden table with wrapped gifts nearby. The planner has spaces for category, item, budget amount, and amount spent, with decorative gold ornaments at the top.

Regardless of how much or how little you have to spend, you can still have a great Christmas!

But step one is going to be planning out your spending. If you haven’t done that before, download the Christmas budget worksheet printable and give it a try.

Go ahead and enter your name and email in the box below. Click button and check your email inbox. You can download the Christmas budget list from there!

Now I’ll be honest. My Christmas budget sheet was just the starting point for me. It takes me a few more lists and templates to get fully organized for Christmas each year.

A Christmas budget planner sheet with columns for category, item, budget amount, and amount spent is placed on a beige surface. Surrounding it are festive decorations, including pink and gold ornaments, a pinecone, and a candy cane.

I ended up creating lots of other printables to help with Christmas planning:

Weekly Christmas tasks printable
Printable calendars for October through January
Christmas Eve to do list
Christmas Day to do list
Reminder list for next year’s Christmas
A full Christmas budget planner printable
Christmas gift giving, baking, meal planning, travel, cleaning, activities & traditions printables

If you’re looking for MORE printables to help with your Christmas planning – OR if you need a complete Christmas planner to work with your household binder – then check out my FULL Christmas Planner HERE!